Buying a home in Dubai as a foreigner used to feel complicated. But today, the process is clearer, faster, and fully backed by law. At OAC 18, we specialize in helping international investors navigate Dubai’s real estate market confidently and securely.
Whether you’re a first-time buyer or a seasoned investor, this Dubai property guide will explain every legal aspect step-by-step.
Why Foreigners Love Investing in Dubai
Dubai is one of the few global cities that allows full foreign ownership in designated freehold areas. With zero property tax, high ROI (6-10%), and world-class infrastructure, it has become a magnet for buyers from Europe, Canada, India, Iran, and beyond.
And yes, foreigners can legally buy property in Dubai—no need for local sponsorship, company ownership, or UAE residency.
OAC 18 Simplifies the Legal Process for You
We’re not just a broker—we are your end-to-end real estate partner. OAC 18 has direct ties with Dubai’s top developers like Emaar, Sobha, DAMAC, and Nakheel, and a dedicated legal team to handle your documentation, registration, and due diligence.
Here’s how we guide our clients:
Step-by-Step Legal Process (2025 Edition)
- Property Consultation
- We start with a personalized consultation based on your investment goal, citizenship, and budget.
- Select a Property in Freehold Zones
- Areas like Downtown Dubai, Dubai Marina, Business Bay, and Palm Jumeirah offer full foreign ownership.
- Secure a Sales Agreement (MoU)
- OAC 18 will prepare a RERA-compliant Form F agreement and assist in negotiating the best deal.
- Title Verification & Developer NOC
- Our legal team checks property title, service charges, and secures the No Objection Certificate (NOC) from the developer.
- DLD Registration & Payment
- The transaction is officially registered with the Dubai Land Department (DLD). You’ll receive a digital title deed.
Legal Requirements:
- Valid Passport Copy
- Proof of Funds (Bank Statement)
- Emirates ID (only if residing in UAE)
- No UAE Residency Required to Buy
Important Note: You do not need a residency visa to buy freehold property. However, properties above AED 2 million qualify you for a 10-year Golden Visa, which we help you apply for.
What Makes Buying with OAC 18 Different?
- In-House Legal Team: We handle all paperwork, title checks, and regulatory filings.
- Verified Listings Only: No fake ads or unapproved units.
- 100% Remote Buying Option: Our power-of-attorney service allows clients abroad to buy without flying in.
- Mortgage Assistance: We help expats get up to 75% bank financing.
- Post-Sale Support: From utility activation to leasing and resale services.
“I purchased a 2BHK in JVC while living in Toronto. OAC 18 made it completely hassle-free—from virtual tours to key handover.” – Amir R., Canada
Costs You Should Know (Updated 2025)
DLD Registration – 4% of Property Price
Admin Fee – AED 580
Broker Commission – ~2% (varies by property)
NOC Fee (Developer) – AED 1,000–5,000
Mortgage Registration – 0.25% of Loan Value (if applicable)
Down Payment – 25% minimum for foreigners
5 Most Asked Questions
Q1. Can a foreigner without UAE residency buy property in Dubai?
Yes. UAE allows 100% ownership for foreigners in designated freehold zones. No visa is required to purchase.
Q2. Is buying off-plan property safe for foreigners?
Absolutely. OAC 18 only deals with RERA-approved developers who follow escrow rules and milestone-based funding.
Q3. How long does the legal process take?
With OAC 18, cash transactions are completed within 3-4 weeks. Mortgaged deals may take 6-8 weeks.
Q4. Will I get a residency visa if I buy property?
Yes, if the value is AED 2 million or more. We assist with Golden Visa and other investor visa processes.
Q5. Can I buy property remotely from abroad?
Yes. OAC 18 facilitates power-of-attorney purchases for overseas clients. All documents can be e-signed securely.
Final Thoughts – Let’s Make Your Dubai Dream a Reality
Dubai’s property market is more transparent and foreign-investor friendly than ever before. But to avoid legal pitfalls, you need a local expert who knows the system inside-out.
At OAC 18, we believe that buying your Dubai home should be exciting not overwhelming. Whether you’re in London, New York, Mumbai or Munich, our team is here to manage every step.
Book a free 15-minute consultation with our real estate expert today and let’s turn your Dubai property goals into a smooth, secure reality.
